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BrandyTime replied to Cynthia's discussion 'FHA purchases given priority in this area due to HVCC'

Here we go again, people calling themselves appraisers who want to put the commissioned sales people back in charge of the appraisal process - pathetic. HVCC does not mandate the use of AMC's. AMC's bringing in out of area people need to be called...

July 1

BrandyTime replied to Jeffrey A Patterson's discussion 'Times are changing with the HVCC ... but yet very much the same.'

Jeff I think if you look at the last decade when mortgage broker select ruled the roost the list you compiled would be just as relevant if not more so. The only items you might need to add to cover that period are: - Perform the non-compliant th...

June 11

BrandyTime replied to Steve Timper's discussion 'Open Letter to Pres. Obama - HVCC Housing Crisis in the making'

How about this: Dear President Obama Please cancel the HVCC and allow my mortgage broker clients to directly engage me again. They miss their comp checks. They miss being able to call me and yell about how I mentioned the family living in the ga...

May 18

BrandyTime replied to Joe The Appraiser's discussion 'Watch the Brokers and LO's whine about HVCC..'

I am for the HVCC - to think that there are appraisers who have been in this business for more than three days that want broker select to continue is just maddening. Glenn - with all due respect, please go to Appraiserforum and join all of the oth...

May 16

Comment Wall (2 comments)

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At 11:07am on May 25, 2009, Steve Timper said…: BrandyTime,

You obviously have a warped sense of reality.

The commissioned sales people I work with have been trained by me to do their own comp checks online with the Title Company, and Sales Comps on the MLS so they know if there are valid Comps to use before they order an appraisal, and they do this while talking with the clients. I do not do Comp checks. I have never been threaten because their deals do not go through, I explain to them that in reality I just saved his client the $30,000 extra that he would have paid for the property if I had not appraised it. I have never bought donuts for anyone unless I needed to make sure they get Type II Diabetes. Also, no Xmas gifts either for or from my clients, just email that say Happy Holidays.

It is short-sighted people like you who think they know it all and have an exclusive hold on sales data and the appraisal process that has led us down the road of being pimped out by greedy AMC's who I used to compete with, (happily) but now because of a back-room deal, with crooked politicians, who used to run HUD, have a monopoly on my clients, and want to sell me back my clients at half price, while the AMC/Lender keeps the rest.

One more thing, is it just me, or are all of the stories that have come out about AMC's pressuring appraisers to change value (and the lawsuits) are just a bunch of made up stories? Oh, and let us not forget how many AMC owners are Appraisers who have had their State Licenses yanked. Yes, it was a lawsuit against an AMC and WaMu for pressuring appraisers that started HVCC. Please see the attached graphic.

I would call you a moron BrandyTime, but I think that would be a step up for you!!!

Get a clue, you are being raped and don't even know it. Have another drink of Brandy. First American has part ownership in all the major AMC's and you don't think something stinks?

FHA Steve

At 8:04am on May 17, 2009, Jeffrey W. Michael said…: The HVCC is a ''Restriction of Trade Issue''..my trade. This is not communist China. Some AMC's are good...some pay squat...this totally sucks. Brandytime...get a backbone.