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Tom Molinari Male Ventura, CA United States: Share

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1004MC

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Tom Molinari's Discussions

1004MC Excel Spreadsheet or other Spreadsheets Available for 1004MC

Replied Apr 1

AMC's

Replied Mar 19

Appraisers, Are You Reconciling HOA Budgets for Both Condos and Townhouses (Shortfalls in Reserves) In Your Value Decisions?

Replied Mar 17

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Tom Molinari replied to Dick Meredith's discussion '1004MC Excel Spreadsheet or other Spreadsheets Available for 1004MC'

The Total Solution software works very well once you get it set up,

April 1

Tom Molinari replied to Ossie W Johnson ASA's discussion 'AMC`s who prey on appraisers' in the group 1004MC

Hi Hank, Appraisalport does not send me work. All appraisals that I do for Landsafe are uploaded though Appraisalport. I've done appraisals for Landsafe for years but it is only since they started using Appraisalport that I've had to pay $10 to u...

March 25

Tom Molinari replied to Ossie W Johnson ASA's discussion 'AMC`s who prey on appraisers' in the group 1004MC

I'm not sure that people know (even the loan originators and underwriters) how much the LSIs or RELsof the world are taking from the appraisers for processing appraisal orders. Most assume that the appraiser is being paid the full market appraisal...

March 19

Tom Molinari replied to Ossie W Johnson ASA's discussion 'AMC`s who prey on appraisers' in the group 1004MC

Wow! RELs appears to be looking for a legal way to get value bids before assigning the order to an appraiser. Where are you now Mr. Cuomo?

March 19

Tom Molinari joined Patrick Egger's group

1004MC

This is an informational place for those working through the 1004MC.

March 19

Tom Molinari replied to Craig Goldstein's discussion 'AMC's'

Do you have any idea what the borrowers are being charged for appraisals in your area? I'm not sure that people know (even the loan originators and underwriters) how much the LSIs or RELsof the world are taking from the appraisers for processing a...

March 19

Tom Molinari replied to Bill Cobb's discussion 'Appraisers, Are You Reconciling HOA Budgets for Both Condos and Townhouses (Shortfalls in Reserves) In Your Value Decisions?'

We, as appraisers, are trained to read the market data. One complex sells for more than another seemingly very similar complex - Why? Sales are very active in this market area but there has not been a sale in the subject complex in a year despite ...

March 17

Tom Molinari replied to Bill Cobb's discussion 'Appraisers, Are You Reconciling HOA Budgets for Both Condos and Townhouses (Shortfalls in Reserves) In Your Value Decisions?'

Hi Brian, The condo form questions " I did..... did not ANALYZE the condominium project budget for the current year. Explain the results of the ANALYSIS of the budget (adequacy of fees, reserves, etc) or why the analysis was not performed. I alw...

March 17

Tom Molinari replied to Bill Cobb's discussion 'Appraisers, Are You Reconciling HOA Budgets for Both Condos and Townhouses (Shortfalls in Reserves) In Your Value Decisions?'

Even if all dues are being paid on time, how does the average residential appraiser have the expertise to determine what the appropriate sinking fund factor is to cover replacement items in the future? When we do single family refis, are we asked ...

March 17

Tom Molinari replied to Bill Cobb's discussion 'Appraisers, Are You Reconciling HOA Budgets for Both Condos and Townhouses (Shortfalls in Reserves) In Your Value Decisions?'

I would argue that what is needed is a financial statement from an accountant and not the actual budget. We are residential real estate appraisers and not financial analysts or accountants. Analyzing the finances of a condominium complex is beyond...

March 16

Tom Molinari is now a member of The Appraiser's Water Cooler

Welcome Them!

March 16

Profile Information

Here's my web site:

http://HomeAndRanchAppraisals.com

I started appraising in:

May 1, 1985

I heard about the Appraisers Water Cooler from:

Appraisal Scoop

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At 12:16am on March 17, 2009, Bill Cobb said…: Welcome Aboard The Water Cooler!

We look forward to learning from your experiences in the appraisal industry, to discussing appraisal issues, but even better to get to know the personal side of everyone on the app water cooler.

Bill Cobb
Baton Rouge, LA